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Money Market Savings

Peak Credit Union’s Money Market Savings account is a high-yield savings option with a $1,000 minimum opening deposit and tiered APYs that increase as your balance grows.

Grow your savings faster with money market accounts

A money market can be a great option for earning a higher rate on your savings. Plus, you can still access your money when needed.  Traditional share savings accounts typically offer a low base dividend rate. And while Certificates of Deposit (CDs) are good options for growing savings, your money is locked in until they mature. 

Transfer money to and from your Money Market account in Digital Banking or make a deposit or withdrawal at your local branch.

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Opening a Money Market Account

You can open a Money Market savings account by stopping by any branch or calling (800) 258-3115. Online opening is not currently available for Money Market Savings. You will need a minimum deposit of $1,000 to get started, but there are no account minimums required in your Money Market account once your account is open.* 

This account is available to Peak Credit Union members across Washington and Oregon. Federally insured by the NCUA.

Money Market Savings

Peak Credit Union's Money Market savings accounts give you a high yield savings account with a minimum deposit of $1,000. The more you deposit, the more you can earn. 

APYs increase at every balance tier, with the highest rate applying to balances of $250,000 and above

Money Market Rates

Rates as of: 10/01/24

Balance Range
APY**
$0 - $999.99
0.15%
$1,000 - $9,999.99
0.15%
$10,000 - $24,999.99
0.25%
$25,000 - $49,999.99
0.30%
$50,000 - $99,999.99
0.35%
$100,000 - $149,999.99
1.20%
$150,000 - $249,999.99
1.30%
$250,000 and up
1.40%
**APY = Annual Percentage Yield. Rates may vary after account opening. Minimum of $1,000 deposit required for account opening, minimum balance not required  to earn dividends. Rates, terms, and conditions are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at Peak are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded and credited monthly. Accrued dividends will not be paid to any account closed prior to the end of the dividend period. For complete details, please contact Peak Credit Union at (800) 258-3115.

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