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Kasasa Saver
Level Up Savings
Rates as of: 7/1/25*Qualifying loans include consumer loans (excluding Upstart Loans) in good standing with balances over $10,000 and up to one (1) mortgage loan per tax reporting owner on the last day of the prior month; up to five (5) qualifying loans. During the month in which the savings account is opened, the account will earn the “No qualifying loans” rate through the end of the month. Beginning on the 1st day of the following month, the rate associated with the number of qualifying loans will take effect and earned for that month. When an additional qualifying loan is opened, the Level Up Savings rate will be updated the 1st day of the month following the month the qualifying loan was opened. Fees can reduce earnings on the account. Once a loan is paid below the $10,000 threshold, it is no longer considered a qualifying loan for the Level Up Savings account.
**Annual Percentage Yield. There is no minimum balance required to earn dividends. APY accurate as of 07/01/25. Rate may change after account is opened. Rate is determined by the number of qualifying loans held at the end of the last day of the prior month. Accrued dividends will not be paid to any account closed prior to the end of the period.
Promotional Certificate Rates
Rates as of: 9/8/25
Certificate Rates
Rates as of: 7/1/25Certificate
IRA Certificates
*APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change. Fees may reduce earnings. The terms applicable to your Share Accounts at Peak are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. Minimum balance to open a certificate is $500. A parent or guardian must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. The Annual Percentage Yield on certificates assumes dividends will remain on deposit until maturity. A penalty may be imposed for early withdrawal and will impact earnings on the account. You must be a Peak member to qualify. Upon maturity, your certificate will automatically renew at the current rate if not closed. Save to win: 12-month term only, see Official Account and Prize Entry Rules for full details. Must be 18 or over. A grace period of 7 days after maturity applies. Business certificates are available for all terms. Youth certificates available for terms 3-60 months with a minimum deposit of $100. IRA Certificates cannot be withdrawn and moved into a non-IRA product without potential penalties from the Internal Revenue Service. Check with your tax advisor for specific IRS rules, advice, and tax deductibility on your IRA. For details, please contact Peak Credit Union at (800) 258-3115.
Promotional Certificates: The 7, 13, 19, and 25-month promotional rate terms will revert to the non-promotional 6, 12, 18, and 24-month terms, respectively, upon maturity. A grace period of 7 days applies.
Kasasa Cash
Rates as of: 7/1/25*APY = Annual Percentage Yield. APY is variable. Rates, terms, and conditions accurate as of 07/01/25 and are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at TwinStar are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. An adult 18 or over must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly.
Kasasa Cash: Opening balance of $25 required. APY assuming a maximum $100,000 in 2nd tier. Kasasa Cash will be credited to your Kasasa Saver account on the last day of the monthly statement cycle.
Kasasa Cash Back: Earn 1% cash back on debit card purchases with a maximum of $5 per qualification cycle.
** Avg. June 2025 Reward (interest expense) for qualifying accounts = $39.56. Qualified members earned between $0.01-$396.54. Non-qualified members earned an average of $0.36. Calculations provided by Kasasa for the month of June 2025.
Money Market
Rates as of: 7/1/25Money Market Savings
Executive Money Market Savings
**APY = Annual Percentage Yield. Rates may vary after account opening. Minimum of $1,000 deposit required for account opening, minimum balance not required to earn dividends. Executive MM and Executive IRA MM require an Executive Checking Account. Rates, terms, and conditions are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at Peak are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded and credited monthly. Accrued dividends will not be paid to any account closed prior to the end of the dividend period. For complete details, please contact Peak Credit Union at (800) 258-3115.