Privacy Policy
What does Peak Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Peak Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Peak Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal Investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
Call 800.258.3115, go to www.Peakcu.org/contact, or write to us at Peak Credit Union, PO Box 718, Olympia, WA 98507-0718.
What we do
How does Peak Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
How does Peak Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies providing data processing, auditing, compliance and financial services.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
-
Peak Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance, investment, and other financial services companies.
Rev. 06/2023
Web Privacy Policy
This Web Privacy Policy explains how Peak Credit Union collects and uses the information you provide to us, to help you make informed decisions when you use our website, vendor sites or mobile applications. Please be sure to read this entire Privacy Policy before using our digital properties. If you do not agree to this Web Privacy Policy, then you should not use our websites or apps. This Web Privacy Policy is specific to our websites and apps and does not supersede our general Privacy Policy.
Cookies and advertising
Peak uses third party cookies, web beacons, and similar technologies to collect or receive information on our website and other internet platforms. Through the use of these technologies, Peak and its advertising partners may collect anonymized information from visitors to our website, such as date and time of visit, IP addresses, pages visited, browser versions, device type, etc. This information is used for analytics, interest-based advertising, measuring advertising effectiveness and troubleshooting purposes. As a user of our websites, you can opt-out of the collection and use of your information for ad targeting by going to www.aboutads.info/choices and www.networkadvertising.org.
Analytics
We use Google Analytics to better understand how visitors interact with our websites. This service provides non-personally identifiable data including but not limited to data on where visitors came from and what actions they took on the websites. We use this information to improve your experience. Please click here to learn more about this service and how to opt out of data collection by Google Analytics.
Children’s Online Privacy Protection Act (COPPA)
Peak Credit Union’s website, online banking and mobile application are not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through these sites. We do not knowingly collect information from children under 13 without parental consent. Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA).
Peak Credit Union may update this policy at any time. We will notify you of any material changes to our Web Privacy Policy by posting any updated policies on this page.