Boat Loans

Make a splash with a new boat!

Hit the water in style with a boat loan from Peak

Whether you’re buying a boat for the first time, upgrading your current one, or looking to refinance, you can save money with Peak. Our boat loans feature low monthly payments and flexible term options.  

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Benefits of boat loans with Peak

100% Financing

Based on your credit, get a loan for up to the entire cost of your boat, including taxes, warranties, and Guaranteed Asset Protection (GAP) coverage, too.

New or Used Boats

New or older boats are no problem. We finance used boats up to 15 years old and personal use-boats between 16 and 25 feet in length.

Shop with Confidence

Pre-approval certificates can be used at 100+ boat dealerships in Washington and Oregon.

Calculate your payments

Want to estimate what your loan payments would be? Use this handy calculator.
What would my loan payments be?

Boat Loans

New

APR* as low as

7.74%

Refinance

APR* as low as

7.74%

*APR = Annual Percentage Rate. Individual rates may vary. Rates, terms and conditions are subject to change and may vary based on creditworthiness, age and condition of collateral, and product selected. All loans subject to approval. Rates range from 7.74% – 16.49% fixed APR for special 72-month term. Rates range from 7.74% – 18.99% fixed APR for other terms. Estimated monthly payment example = $176.25 per $10,000 (payment example is based on 7.74% APR and a term of 72 months). Older model year loans, if approved, are subject to higher rates. Term is based on loan amount. No liveaboard boats; or any boats lived in or planning to live in for 5 or more months during the year. No commercial use or highly specialized/limited boats (racing, houseboat, etc.). Boats 16–25 feet. Model years 2025–2016; older model 2010–2015. 

Get On the Water

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