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Peak High Yield Checking

Earn up to 5.00% APY* with our high yield checking account that’s designed to help you earn more.  

Build your savings faster with a Peak High Yield checking account

You deserve more from your checking account. With a Peak High Yield checking account, you can earn higher dividends with fewer fees, allowing you to grow your savings quicker. Take advantage of Peak High Yield Checking today!

Open an account online, call us at (800) 258-3115, or visit a local Peak branch to get started.

A smiling women holding a book, her phone and a tablet.

Get more from a Peak High Yield checking account

 

Rewards:

  • Earn up to 5.00% APY*.
  • Up to $25 in ATM surcharge fees refunded per month.

Peak High Yield checking also comes with:

  • 1 cent per transaction is donated to local charities.
  • No fees when enrolled to receive eStatements.
  • Free Bill Pay and mobile deposit.
  • Free online and mobile banking.
  • Free debit card.

How to qualify for Peak High Yield checking rewards

 

To earn 3.00% APY*:

  • 12 debit card transactions per month.
  • Be enrolled to receive eStatements.

To earn 5.00% APY*:

  • 25 debit card transactions per month.
  • Be enrolled to receive eStatements.

Link to a Peak Saver Account & save even more!

Grow your savings a little extra by linking your Peak High Yield checking account to a Peak Saver account. Rewards earned on your checking, as well as ATM fee refunds, are automatically deposited into this high-earning savings account, which then can earn you additional dividends. Link your account to Peak Saver today. 

Link an account online, call us at (800) 258-3115, or visit a local Peak branch to get started.

Peak High Yield Checking Rates

Rates as of: 12/19/25
Balance Details
Range
Tier 1 APY*
Tier 2 APY*
When qualifications are met:
Up to $25,000
3.00%
5.00%
Over $25,000
1.00%
1.00%
When qualifications are not met:
Entire balance
0.05%
0.05%

*APY = Annual Percentage Yield. APY is variable. Rates, terms, and conditions accurate as of 12/19/25 and are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at Peak are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. An adult 18 or over must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. A savings account is required to open a checking account.

Peak High Yield Checking: Opening balance of $25 required. APY assuming a maximum $100,000 in 2nd tier. Peak High Yield dividends will be credited to your Peak Saver account on the last day of the monthly statement cycle.

Get Started Today

Ready to start saving more money with Peak High Yield Checking?

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