You are now leaving Peak Credit Union's website. Peak Credit Union provides a link to this external web page because it may contain related information of interest to you. This link does not constitute an endorsement by Peak Credit Union of any information, products or services on this external website. Peak Credit Union does not represent you or the third party if you choose to enter into a transaction. Privacy and security policies may differ from those practiced by Peak Credit Union.
Cancel
Continue

RV Loans

You deserve to hit the open road in style. With a Peak RV loan, you can upgrade your rig and take your vacations in comfort and luxury.

Find the perfect RV that fits your needs and budget

Peak offers RV loan financing for up to $125,000 with low monthly payments and various term options. With a pre-approval you can take your time finding the perfect RV and enjoy low monthly payments that fit into your budget.

Save even more with us. Get a .0.25% rate reduction by simply enrolling in automatic payments. It's an easy and safe way to save and make your monthly payments more convenient.

A man looking out at a lake from the back of his RV

Benefits of Peak RV loans

  • Pre-approval certificates available to take to over 300 participating RV dealers in Washington and Oregon.
  • We finance campers, tent trailers, travel trailers, fifth wheels, motorhomes, and toy haulers.
  • We finance used RVs up to 15 years old.
  • Up to 100% financing available based on credit.
  • Taxes, warranty, and GAP can also be financed.

RV Rates

Purchase

APR* as low as

7.24%

Refinance

APR* as low as

7.24%

*APR = Annual Percentage Rate. Individual rates may vary. Rates, terms and condition are subject to change and may vary based on creditworthiness, age and condition of collateral and product selected.  All loans subject to approval.  Rates range from 7.24% - 16.74% fixed APR for special 72 month term. Rates range from 7.74% - 19.24% fixed APR for other terms. Estimated monthly payment example = $173.66 per $10,000 (payment example is based on 7.24% APR and a term of 72 months) Older model year units, if approved, are subject to higher rates. Term is determined by amount financed. RVs: Includes campers, tent and travel trailers, fifth wheels, RV, and motor homes. Excludes recreational park trailers, tiny homes, commercial or commercial use, Toter, and Toter Home vehicles. Excludes ANY unit lived in (or planning to live in) 5 or more months during the year. Model years 2018-2026; older model 2011-2017.

Frequently Asked Questions

What types of RVs can I finance with a Peak Credit Union RV loan?

You can finance a wide variety of recreational vehicles, including new and used motorhomes (Class A, B, and C), travel trailers, fifth wheels, camper vans, and toy haulers. Whether you're upgrading or buying your first RV, Peak offers flexible RV financing options to fit your lifestyle and budget.

How long can I finance an RV with Peak Credit Union?

We offer RV loan terms up to 15 years (180 months), depending on the loan amount and the RV’s age. Longer loans terms can help lower your monthly RV loan payments.

Can I get pre-approved for a Peak RV loan?

Yes! Getting pre-approved for an RV loan is fast and easy. Pre-approval helps you shop confidently by knowing your budget and estimated RV loan rate in advance. Apply online or visit any Peak branch to get started.

Do I need a down payment for a Peak RV loan?

Qualified borrowers may be eligible for up to 100% financing, which means a down payment may not be required. However, making a down payment can reduce your monthly payments and total interest over the life of the loan.

What does my credit score need to be qualify for an RV loan?

Approval and rate depend on several factors, including credit history, loan structure, and the RV being financed. We also work with members who are building or rebuilding their credit. Contact us at (800) 258-3115 to explore your RV financing options.

Can I refinance my existing RV loan with Peak Credit Union?

Yes, you can refinance your current RV loan from another lender with us. Refinancing may help you lower your interest rate, reduce your monthly payment, or adjust your loan term to better fit your budget.

Are there any fees or prepayment penalties on RV loans?

There are no application fees or prepayment penalties on RV loans from Peak Credit Union. You can pay off your RV loan early at any time without additional charges.

Can I finance an RV purchased from a private seller?

Yes, Peak Credit Union offers RV loans for private party purchases. We can help guide you through the process, including title transfer, lien documentation, and vehicle inspection if needed.

How do I get the 0.25% automatic payment discount?

You can receive a 0.25% rate reduction by setting up automatic payments as part of your loan process. This discount is not available once the loan has funded. 

Start Your Own Adventure

Related Articles