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Buying your first home is a huge milestone! That’s why we’re excited to announce our new first-time home buyer program. It’s designed to help make the home-buying process smoother and less complicated for first-time home buyers. If you’re in the market for your first home, you can take advantage of features such as:
- 100% financing
- No down payment needed
- No mortgage insurance required
- Flexible loan terms
To be eligible for our first-time home buyer program, you’ll need:
- A minimum FICO score of 680
- To not have owned a home in the past 3 years
Spend more time getting excited about your new home, and less time stressed, for more information about Peak’s First-Time Home Buyer Program, visit peakcu.org/loans/first-time-home-buyer-program.
Here are some other Peak home loan programs that could be of interest to you:
- Zero Down Mortgage Loan
Finance 100% of your mortgage with no down payment. Unlike most zero percent down loans, there’s no home buyer education classes requirement. Learn more. - 3% Down Mortgage Loan
Borrow with a low 3% down payment with no restrictions on gifted down payment funds. Benefit from lower down payments and less restrictions. Learn more.
Ready to Buy a Home?
Peak Credit Union offers home loans that feature competitive rates and minimal fees. Our home loan experts understand the local housing market, know the best financing options, and are committed to helping you find a loan that best fits your needs and budget. Most importantly, we are here to help you make your home ownership dreams come true.
Apply for a home loan online or call us at (800) 258-3115 ext. 7920.
NMLS #530610
All loans subject to credit approval. Minimum FICO is 680. Standard closing costs and fees still apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Mortgaged property must be located in Washington or Oregon state. Certain restrictions may apply. Contact a mortgage loan officer for more details. Equal housing opportunity lender.
