First-Time Home Buyer Program

Confidently navigate the home-buying process with the help of Peak’s First-Time Home Buyer Program.  

Buying a home for the first time?

Buying your first home is a major milestone. While it’s an exhilarating process, it can also be a complicated one. At Peak, we are here to guide you every step of the way. Our First-time Home Buyer Program aims to get you into your first home with as little stress as possible. You deserve to spend more time getting excited about a new home!

A couple moving boxes into their first home

Program features:

  • 100% financing
  • No down payment needed
  • No mortgage insurance required
  • Flexible loan terms

To be eligible for this program, you’ll need:

A minimum FICO score of 680
To not have owned a home in the past 3 years

Ready to buy a home?

Peak Credit Union offers home loans that feature competitive rates and minimal fees. Our home loan experts understand the local housing market, know the best financing options, and are committed to helping you find a loan that best fits your needs and budget. Most importantly, we are here to help you make your home ownership dreams come true.

Apply for a home loan online or call us at (800) 258-3115 ext. 7920.

All loans subject to credit approval. Minimum FICO is 680. Standard closing costs and fees still apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Mortgaged property must be located in Washington or Oregon state. Certain restrictions may apply. Contact a mortgage loan officer for more details. Equal housing opportunity lender. NMLS #530610

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Get Started on a New Place of Your Own

We have a financing plan that is just right for you.

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