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Zero Down Home Loans

Finance 100% of your mortgage with 0% down payment.
Realize your dream of owning a home.

Make it possible with the Zero Down mortgage program

Our Zero Down home loan provides up to 100% financing with no down payment required, making it an ideal option for first-time home buyers. This zero-down program is designed to get you into your new home quicker and easier. 

Not a first-time home buyer? No problem. You can still qualify for our Zero Down home loan. 

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0% Down for First-Time Homebuyers

Qualifications:

  • Haven't owned a home in the last 3 years.
  • Complete a required homebuying course.
  • 700 FICO score.

Program Perks:

  • 0.25% rate reduction.
  • Special pricing options available.
0% Down

Qualifications:

  • 700 FICO score
  • Previous home ownership is allowed.

Program Perks:

  • 0.25% rate reduction.
  • No homebuyer course required. 

Ready to buy a home?

Peak Credit Union provides home loans with minimal fees and competitive rates with proven quality member service. We understand the local housing market, available financing options and we look out for you when it comes to your home and financial well-being. We’re committed to helping members find a great loan, at a great value. We will help make your dreams come true!

You can apply online or call us 24/7 at (800) 258-3115.

All loans subject to credit approval. Minimum FICO is 700. Standard closing costs and fees still apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Mortgaged property must be located in Washington or Oregon state. Certain restrictions may apply. Contact a mortgage loan officer for more details. Equal housing opportunity lender. NMLS #530610

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Get Started on a New Place of Your Own

We have a financing plan that is just right for you.

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