Mortgage Refinance | Peak Credit Union

Make it possible with our ITIN mortgage program

Everyone deserves an opportunity to own a home. If you have an Individual Taxpayer Identification Number (ITIN) rather than a Social Security number (SSN), our ITIN mortgage program can provide you with the resources you need to buy a home. At Peak, we’re here to help you pursue your dream of home ownership.

Below are the terms, benefits, and requirements of our ITIN mortgage program. If you have any questions, please don’t hesitate to reach out to us. Call us at (800) 258-3115 ext. 7920.

Own a Home

Get a mortgage for a home with no Social Security number.

Establish Yourself

ITIN loans allow you to put down financial roots in the U.S. and build your credit with regular mortgage payments.

More Options for Home Buyers

Our ITIN loans can be used to purchase single-family residences, warrantable condos, and manufactured homes.

Open to members who have a valid and unexpired ITIN card
Must be a current Peak Credit Union member for at least 30 days before closing
Purchase transactions only
Required to take a first-time buyer education class
Home must be owner-occupied
Single-family residence 1-2 units, warrantable condos, and manufactured homes allowed
90% maximum loan-to-value (LTV) ratio
Fixed-rate products
Conforming loan limits
Properties up to 10 acres

Ready to buy a home?

Thank you for considering Peak Credit Union for your home loan needs. We’re here to help you during your home-buying process. Together, we look forward to helping you get into a new home.

You can apply online or call us at (800) 258-3115 ext. 7920.