Certificate Rate Comparison Calculator
Compare certificate returns & APY
Use our Certificate Rate Comparison Calculator to compare returns across multiple certificates (CDs/share certificates) by APY, term length, deposit amount, and compounding frequency. Instantly see projected total interest, ending balance, and effective yield, and understand how early withdrawal penalties or promo rates can impact results. This tool helps you choose the best rate-and-term combination to reach your savings goals with confidence.
This calculator is provided for illustration and informational purposes only. The results are estimates and do not constitute an offer, approval, or commitment to lend or provide any financial product. Actual terms, rate and conditions may vary and are subject to credit approval and applicable laws. Calculators do not guarantee accuracy. Applicable fees may impact final rates. Product terms and conditions may affect the results of the calculator. This calculator is not intended to offer any tax, legal, financial or investment advice. Please contact a qualified representative for official information.