Level Up Savings

*Qualifying loans include consumer loans (excluding Upstart Loans) in good standing with balances over $10,000 and up to one (1) mortgage loan per tax reporting owner on the last day of the prior month; up to five (5) qualifying loans. During the month in which the savings account is opened, the account will earn the “No qualifying loans” rate through the end of the month. Beginning on the 1st day of the following month, the rate associated with the number of qualifying loans will take effect and earned for that month. When an additional qualifying loan is opened, the Level Up Savings rate will be updated the 1st day of the month following the month the qualifying loan was opened. Fees can reduce earnings on the account. Once a loan is paid below the $10,000 threshold, it is no longer considered a qualifying loan for the Level Up Savings account.

**Annual Percentage Yield. There is no minimum balance required to earn dividends. APY accurate as of 07/01/25. Rate may change after account is opened. Rate is determined by the number of qualifying loans held at the end of the last day of the prior month. Accrued dividends will not be paid to any account closed prior to the end of the period.