Checking Accounts | Peak Credit Union

Checking accounts designed for your needs

At Peak, we believe that your hard-earned money should work for you – not the other way around. Depending on your financial habits, you can earn rewards for spending or saving, just by using your card for everyday purchases. We offer other accounts with special features for teens and a basic account for our members that prefer a simple checking account.

And if that wasn't enough of an incentive to join us - all accounts feature free online & mobile banking plus a Visa® Debit Card with access to a worldwide ATM network with more than 150,000 fee-free locations. To find the right fit check out our account options today!

*APY = Annual Percentage Yield. APY is variable. Rates, terms, and conditions accurate as of 12/19/25 and are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at Peak are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. An adult 18 or over must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. A savings account is required to open a checking account.
Peak High Yield Checking: Opening balance of $25 required. APY assuming a maximum $25,000 in 2nd tier. Dividends will be credited to your Peak Saver account on the last day of the monthly statement cycle.

Online and Mobile Banking

Take control of your finances - anytime, anywhere! Our free and convenient digital banking lets you keep track of all your accounts from the comfort of any computer or mobile device.

Online Bill Pay

Paying your bills online is easy to use, and it's free for Peak Credit Union members. It's available 24/7 from your home computer or in our mobile app

Find a surcharge-free ATM

Peak Credit Union does not charge its members for ATM use. Use our finder to locate a surcharge-free ATM near you from one of our many partners.

Debit Cards

Get a Visa debit card and access thousands of surcharge-free ATMs nationwide with any checking account.

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Digital Banking

Manage your money anytime, anywhere with online banking, bill pay, and mobile check deposits.

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Fraud Defender

Protect your accounts with enhanced security tools that help detect and defend against fraud.

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Unsure which checking account fits you best? We're here for you.

Choosing an account can feel overwhelming, but you don't have to figure it out alone. Peak Credit Union is here to make the process straightforward and stress-free. Our local team is ready to help you compare accounts, answer questions, and guide you to the right fit.

Speak with friendly, knowledgeable advisors online, by phone, or in person at your neighborhood branch.
Receive clear, personalized recommendations based on your unique lifestyle and financial goals.
Count on a trusted credit union with decades of experience serving Washington and Oregon communities.

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