Executive Checking

Take advantage of perks designed to help you get more from your checking account.

A checking account that offers you more

Everyone's financial needs are different — yours are no exception. With a Peak Executive Checking Account, get access to services and features that enable you to take more control of your financial future. With perks such as higher mobile deposit limits and no out-of-network ATM fees, you enjoy more flexibility. 

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With Executive Checking, take advantage of these features:

  • Higher mobile deposit limits
  • Free cashier’s checks
  • Free checks (and a free leather checkbook cover!)
  • 5 free outgoing wire transfers per calendar year
  • No overdraft transfer fees
  • No out-of-network ATM fees (ATM owner surcharge may still apply)

  • Enroll in our Round Up & Save program and any purchases you make with your Peak Visa® Debit Card will be rounded up to the nearest dollar, the difference of which we will deposit into your savings account — making this an easy way to build more savings.

  • Access to an Executive Money Market savings account with higher APY*

 

Executive Checking Requirements

Considering an Executive Checking account? Here's what you need to know:

  • $25 opening deposit requirement
  • $20 monthly service charge

The monthly service charge is waived if you have either of the following:

  • $50,000 in average combined balances from Peak checking, savings, and money market accounts1
  • $100,000 in average combined balances from Peak checking, savings, money market, CDs, and IRA CDs.1

Federally insured by NCUA

Executive Checking Rates

Rates as of: 7/1/25

Balance Range
APY*
$0.01 - $999.99
0.50%
$1,000 - $4,999.99
0.50%
$5,000 - $9,999.99
0.50%
$10,000 - $24,999.99
0.50%
$25,000+
0.50%
1Fee is waived based on average combined balance during the statement period.
 
Truth-In-Savings Disclosures
*APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change. Fees may reduce earnings. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. The terms applicable to your Share Accounts at Peak are provided in the Membership and Account Agreement.
Executive Checking: $25 minimum opening balance.
  • Monthly service charge $20
  • To waive the monthly service charge, either:
    • $50,000 in average combined balances from  checking, savings, and Money Market accounts, or
    • $100,000 in average combined balances from checking, savings, Money Market, CDs and IRA CDs
  • Accrued dividends will not be credited to any account closed prior to the end of the period.

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