The School Year Isn’t a Financial Calendar

Discover financial support for educators with tools for money management, budgets, and savings that match the real rhythm of the school year.

The calendar might say that January is the start of the year. But if you’re a teacher, you know the real new year begins in August. Classrooms fill, supply lists grow, and expenses hit all at once.

Fall brings routine. Winter can be relentless. And spring arrives with planning: Summer courses, time off, prepping for fall.

When your financial life runs on a modified calendar, wouldn’t it be nice if your credit union did, too? Peak Credit Union was built by and for people who understand the rhythms of teaching: steady dedication, shifting workloads, and budgets that flex with the school year.

A Paycheck That Doesn’t Always Match the Workload

Not every district pays teachers the same way. Some stretch salaries across 12 months, while others pay on a nine- or 10-month schedule. Either way, the flow of income can feel uneven when expenses don’t take the summer off. Peak offers tools that smooth out these ups and downs:

• Automatic savings to set aside funds during higher-pay months
• Budgeting tools that help track both school-year and summer spending

Because “time off” doesn’t mean life stops. It just means your money might need to move differently.

Back-to-School Isn’t Back-to-Basics

Teachers invest heavily in their classrooms, often from their own pockets. Peak helps lighten that load with:

• Low-interest personal loans
• Checking with built-in budgeting and savings features
• Grants and Classroom Cash programs that put funds directly back into teachers’ hands

We believe the people who make learning possible shouldn’t have to pay extra for the privilege.

Support That Works the Way You Do

Your schedule doesn’t stop at the end of the school day, and neither does ours. With Peak, you get:

• Digital banking that fits between lesson plans
• Quick responses from local teams who know how school-year budgets really work
• Human support that understands your timeline, not a bank’s

We make managing your money simpler, so you can focus on shaping futures.

Financial Guidance That Respects the Work

You became a teacher to make an impact, not to memorize investment terms. Peak provides plain-language guidance, retirement resources, and education-forward planning to help you think long-term. Peak makes banking easy, so you can stay focused on what matters most.

Peak Credit Union. Built for you. Built for belonging.