Consolidate Debt.
Take Control.

Consolidate higher-interest debt with a Peak Credit Union Personal Loan. Enjoy a fixed rate, flexible repayment terms, and a clear payoff timeline so you always know where you stand.
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Get Behind the Wheel Faster
Shopping for a new or used vehicle? Secure financing with competitive rates, quick pre-approval, and flexible loan options from Peak Credit Union.
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Earn up to 5.00% APY* with Peak High Yield Checking

With higher dividend rates and more ATM fee refunds, get more with Peak High Yield Checking. It's a great way to build extra savings, too! Open an account today. 

*APY = Annual Percentage Yield

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Brighten Spirits with Holiday Cheer!

Make a big impact this holiday season! Use your Peak Visa® credit card between Nov. 9 and Dec. 31, 2026, and we’ll donate 3 cents per transaction to local Children’s Miracle Network. The more you swipe and tap your card, the more you’ll support a great cause. 
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Current Rates

Peak High Yield Checking

Qualified APY*

5.00%

Learn More

New Autos

APR* as low as

5.74%

Learn More

Visa Platinum

Purchase APR*

12.50%

Learn More
* APY = Annual Percentage Yield. APR = Annual Percentage Rate.   Click product links for more information.

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Peak's new virtual assistant

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Frequently Asked Questions

Who Can Join Peak Credit Union?

Joining Peak Credit Union is easy. If you're eligible, you can open an account online or visit a branch to become a member. Once you join, you'll have access to checking accounts, savings accounts, loans, credit cards, digital banking, and other financial services designed to support your financial goals.

You're eligible if you meet any of the following requirements:

  • Live, work, worship, or attend school in Washington

  • Live or work in select Oregon counties: Benton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, or Washington County

  • Make a $5 charitable donation to Relay for Life or Habitat for Humanity

  • Are an immediate family or household member of a current Peak Credit Union member

Not sure if you qualify? Our team can help determine your eligibility and guide you through the membership process.

What Financial Services Does Peak Credit Union Offer?

Peak Credit Union offers a full range of financial services to help you manage your money, borrow with confidence, protect what matters most, and plan for the future. Members have access to:

  • Checking Accounts

  • Savings Accounts

  • High Yield Checking

  • Certificates and IRAs

  • Auto Loans

  • Personal Loans

  • RV, Boat, Motorcycle, Trailer, and Powersports Loans

  • Mortgage Loans

  • Home Equity Loans and HELOCs

  • Credit Cards

  • Business Banking and Business Lending

  • Online and Mobile Banking

  • Insurance Services

Whether you're opening your first account, buying a vehicle, purchasing a home, protecting your family, or preparing for retirement, Peak Credit Union provides the products, services, and guidance to help you reach your financial goals.

Does Peak Credit Union Offer Online and Mobile Banking?

Yes. Peak Credit Union provides secure online and mobile banking that gives you convenient access to your accounts anytime, anywhere. Members can check balances, transfer funds, pay bills, deposit checks remotely, monitor credit, and manage their finances from a computer or mobile device.

Why Choose a Credit Union Instead of a Bank?

Credit unions are member-owned financial cooperatives, which means profits are returned to members through competitive rates, lower fees, and valuable financial services. Peak Credit Union focuses on helping members build financial well-being through personalized service, local decision-making, financial education, and a commitment to the communities we serve throughout Washington and Oregon.

Is My Money Safe at Peak Credit Union?

Yes. Member deposits are federally insured by the National Credit Union Administration (NCUA) up to applicable limits. Combined with advanced security measures and fraud protection tools, Peak Credit Union is committed to helping keep your money and personal information secure. Peak has also earned Bauer Financial's 5-Star Superior Rating for over 60 consecutive quarters, recognizing its financial strength and stability.