What other benefits do I get with my Visa credit cards?
Benefits that are included with your Visa Credit cards are listed below. This information is also included when you receive your new or reissued card in the mail.
Visa Classic
Travel with added peace of mind.
Enjoy complimentary Travel Accident Insurance when you pay for your trip with your Visa Classic card. You’re automatically covered for up to $100,000 in accidental death and dismemberment benefits while traveling on a licensed carrier (air, land, or sea).
- Coverage for you and eligible dependents
- No enrollment required
- Protection on every covered trip
Travel confidently knowing you're protected from the unexpected.
Visa Platinum
Stronger protection for smarter travelers.
With Visa Platinum, you’re automatically covered with Travel Accident Insurance up to $500,000 when you purchase your fare with your card. You and your eligible dependents are protected on every covered trip — no enrollment required.
Plus, you get 24/7 Travel and Emergency Assistance Services and Extended Warranty Protection on eligible purchases.
- Up to $500,000 in accidental travel coverage
- Emergency help, anytime, anywhere in the world
- Warranty extension up to 12 months on qualifying items
Visa Platinum Rewards
Essential protection. Everyday peace of mind.
The Visa Platinum Rewards card comes with valuable built-in benefits to support your everyday purchases and travel plans:
- Travel Accident Insurance – Up to $400,000 in coverage when you pay for travel with your card
- Travel & Emergency Assistance Services – 24/7 access to medical, legal, and travel help wherever you are
- Extended Warranty Protection – Get up to 1 extra year added to eligible manufacturer warranties
Visa HELOC
Smart protection for your everyday financial flexibility.
The Visa HELOC card includes essential travel and purchase protections, at no additional cost:
- Travel Accident Insurance – Up to $500,000 in coverage when you use your card to purchase travel
- Travel & Emergency Assistance Services – 24/7 global access to medical, legal, and travel resources
- Extended Warranty Protection – Doubles eligible manufacturer warranties up to 1 extra year
Visa Business Platinum Card Benefits
- 24/7 Travel & Emergency Assistance – Get help with medical, legal, and travel services anytime, anywhere.
- Auto Rental Collision Damage Waiver – Skip the rental insurance and stay protected from theft or damage when you pay with your card.*
- Purchase Security – Protect eligible purchases against damage or theft for 90 days, up to $10,000 per claim / $50,000 per cardholder.
- Extended Warranty Protection – Double eligible warranties up to 1 extra year on items with manufacturer warranties of 3 years or less.
- Fast, Hassle-Free Claims – File online at cardbenefitservices.com or call 1-800-848-1943.
Coverage is secondary to other insurance. Terms and exclusions apply. See Guide to Benefits for details.
Visa Business Debit
Visa Business Debit Card Benefits
- 24/7 Global Travel & Emergency Assistance
- Rental Car Collision Coverage — Save by declining rental insurance.*
- Purchase Protection — Covers theft/damage for 90 days, up to $10,000 per claim.
- Extended Warranty — Doubles manufacturer’s warranty up to 1 year.
- Additional Support — Lost luggage help, emergency ticket replacement, translation services, and more.
*Terms apply.
Download Guide to Benefits: