What Benefits Come with My Visa Credit Card?
Many Peak Credit Union Visa cards include valuable built-in benefits at no additional cost, including travel protections, purchase coverage, emergency assistance services, and warranty extensions.
The benefits available depend on your card type.
Visa Classic
Included Benefits
Travel Accident Insurance
When you purchase travel with your Visa Classic card, you're automatically covered by Travel Accident Insurance.
Benefits include:
- Up to $100,000 in accidental death and dismemberment coverage
- Coverage for eligible dependents
- No enrollment required
- Coverage on eligible air, land, and sea travel
Visa Platinum
Included Benefits
Travel Accident Insurance
- Up to $500,000 in coverage
- Automatic enrollment
- Coverage for eligible dependents
Travel & Emergency Assistance Services
Access emergency travel assistance worldwide, including help with:
- Medical referrals
- Legal referrals
- Travel assistance
Extended Warranty Protection
- Extends eligible manufacturer warranties
- Up to 1 additional year on qualifying purchases
Visa Platinum Rewards
Included Benefits
Travel Accident Insurance
- Up to $400,000 in coverage for eligible travel purchases
Travel & Emergency Assistance Services
- 24/7 assistance while traveling
Extended Warranty Protection
- Up to 1 additional year added to eligible manufacturer warranties
Visa HELOC
Included Benefits
Travel Accident Insurance
- Up to $500,000 in coverage on eligible travel purchases
Travel & Emergency Assistance Services
- 24/7 travel, legal, and medical assistance
Extended Warranty Protection
- Doubles eligible manufacturer warranties
- Up to 1 additional year of coverage
Visa Business Platinum
Included Benefits
Travel & Emergency Assistance
- Available 24 hours a day, 7 days a week
Auto Rental Collision Damage Waiver
- Coverage for theft or collision damage on eligible rentals
- May allow you to decline rental company coverage*
Purchase Security
- Covers eligible purchases against theft or damage
- Up to 90 days from purchase
- Up to $10,000 per claim
- Up to $50,000 per cardholder
Extended Warranty Protection
- Doubles eligible warranties
- Up to 1 additional year on warranties of 3 years or less
Claims Assistance
- Online claims available through Visa benefit services
- Phone support available for benefit claims
Coverage is secondary to other insurance. Terms and exclusions apply. See Guide to Benefits for details.
Visa Business Debit
Included Benefits
Travel & Emergency Assistance
- 24/7 worldwide assistance
Rental Car Collision Coverage
- Protection on eligible rental vehicles - Save by declining rental insurance*
Purchase Protection
- Covers eligible purchases against theft or damage
- Up to 90 days from purchase
- Up to $10,000 per claim
Extended Warranty Protection
- Up to 1 additional year added to eligible warranties
Additional Travel Services
May include:
- Lost luggage assistance
- Emergency ticket replacement
- Translation assistance
- Other travel support services
*Terms apply
Frequently Asked Questions
Do I need to enroll in these benefits?
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No. Eligible Visa card benefits are automatically included with qualifying card types.
Where can I find complete benefit details?
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Please review the applicable Visa Guide to Benefits for your specific card.
Do all Visa cards include the same benefits?
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No. Benefits vary by card type.
Are there exclusions and limitations?
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Yes. Coverage limitations, exclusions, and eligibility requirements apply. Review the applicable Guide to Benefits for complete details.
Visa Guide to Benefits
Download the guide that applies to your card:
- Visa - Guide to Benefits - Classic
- Visa - Guide to Benefits - Platinum
- Visa - Guide to Benefits - Platinum Rewards
- Visa - Guide to Benefits - Business Debit
- Visa - Guide to Benefits - Business Platinum
- Visa - Guide to Benefits - HELOC
Need More Help?
Chat with us:
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Ranger virtual assistant is available 24/7 through website chat to answer questions and help you find information.
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If you need additional assistance, you can connect to a live chat agent during business hours:
- Monday-Friday: 8:00 a.m. - 6:00 p.m. PT
- Saturday: 9:30 a.m. - 2:00 p.m. PT
- Excluding holidays
If you have questions about Visa card benefits, travel protections, extended warranty coverage, purchase protection, rental car coverage, or which benefits apply to your card, start a chat with Ranger or connect with a live agent during available chat hours.
Prefer to call? Contact us at (800) 258-3115.