We’re excited to introduce Early Direct Deposit, a new feature that lets you get paid up to 2 days early. That means you can access your money – whether it’s a paycheck, government benefit, tax refund, or pension – before payday. We’ll credit your account as soon as we receive notice of your deposit, so you can use your funds right away.
Early Direct Deposit gives you early access to funds by posting eligible ACH deposits to your account ahead of schedule. There’s no extra cost or special sign-up process. As long as you have direct deposit, you’re automatically enrolled. Key Benefits of Early Direct Deposit:
Get Paid Sooner: Access your money up to two (2) business days before the normal deposit date, so you can get ahead on paying bills and expenses.
Free & Automatic: Early Direct Deposit is free. There’s no fees, and no need to opt in – just set up direct deposit and you’re enrolled.
Variety of Deposits Eligible: Paychecks, Social Security or VA benefits, tax refunds, pensions – any eligible direct deposit can arrive early with Early Direct Deposit.
At Peak, it’s all about putting you in control of your finances. You’ve earned your money, and we believe you should have it when you need it. Early Direct Deposit is one more way we’re making banking easier and more member-focused for the communities we serve.
Next steps: To start enjoying Early Direct Deposit, simply set up direct deposit of your income or benefits to your Peak account (if you haven’t already). Give your employer or payor our routing number 325181015 and your account number and you’ll be set.
Have questions or need assistance? Check out our Direct Deposit Setup Guide or call us (800) 258-3115 or visit any branch.
Ready to experience the convenience of getting paid early? If you’re already a member-owner of Peak, keep an eye out for your next deposit arriving sooner. Not a member yet? Join today to start enjoying Early Direct Deposit and other great benefits and perks.
Peak Credit Union. Built for you. Built for Belonging.