Refinance Your Auto Loan
with us.

Get 1% off the qualified APR* when you refi with us. 

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Save big with an auto refi.

Lower your monthly car payments and take advantage of our special offer when you bring your auto loan to Peak. For a limited time, we're offering a 1% APR* discount off our current Peak auto loan rates when you refinance your auto loan from another financial institution.

No payments for 90 days.*

That’s more money for your home, your family, for a vacation – for whatever! Take the opportunity to save your money and take a break from this monthly expense.

Determine Your Monthly Car Payment

Curious as to what your monthly payment could be? Use our loan payment calculator to determine your estimated monthly payment. Together, we can help you get an auto loan that fits your needs and budget.

Calculate your monthly payment.

*APR = Annual Percentage Rate. All loans subject to approval. Rates range from 6.24%-15.99%. Rates and terms are based on the borrower’s credit qualifications and subject to change. Promotion valid on any refinanced auto loan from an outside financial institution. Not valid on current Peak auto loans or new auto loans. Offer is a 1.00% rate reduction off qualified loan rate. No minimum loan amount required for 24-60 month terms. $10,000 minimum loan amount required for 72 month term. $15,000 minimum loan amount required for 84 month term.  Interest will accrue during the 90-day no payment period. Estimated monthly payment example = $169.82 per $10,000 (payment example is based on 6.49% APR and a term of 72 months). Offer valid July 1 – December 31, 2025. Toter and Toter Home Vehicles, commercial, commercial use or fleet vehicles, branded, salvaged, or rebuilt titles are not eligible for this offer. Contact Peak at (800) 258-3115 for additional rates and details.