Save big with an auto refi.
Lower your monthly car payments and take advantage of our special offer when you bring your auto loan to Peak. For a limited time, we're offering a 1% APR* discount off our current Peak auto loan rates when you refinance your auto loan from another financial institution.
Auto Pay gives you an additional 0.25% off
Sign up for auto payment and get an additional 0.25% rate discount!
Determine Your Monthly Car Payment
Curious as to what your monthly payment could be? Use our loan payment calculator to determine your estimated monthly payment. Together, we can help you get an auto loan that fits your needs and budget.
Current Rates
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*APR = Annual Percentage Rate. All loans subject to approval. Rates range from 5.99% - 18.00%. Rates and terms are based on the borrower's credit qualifications and are subject to change. Promotion valid on any refinanced auto loan from an outside financial institution. Not valid on current Peak auto loans or new auto loans. Offer is a 1.00% rate reduction off qualified loan rate. No minimum loan amount required for 24-60 month terms. $10,000 minimum loan amount required for 72 month term. $15,000 minimum loan amount required for 84 month term. Estimated monthly payment example = $169.82 per $10,000 (payment example is based on a 6.49% APR and a term of 72 months). Only valid May 13 - July 13, 2026. Business auto loans are eligible for this promotion and may be subject to different loan amounts, terms, rates, and qualification requirements. Toter and Toter Home Vehicles, branded, salvaged, or rebuilt titles are not eligible for this offer. Contact Peak at (800) 258-3115 for additional rates and details.
Rate reduction is 0.25% off the qualifying rate on a qualifying loan when a member enrolls in automatic payments prior to funding.