Ways to Pay Your Loan

You can:

Set up automatic payments
Make a one-time payment online
Transfer funds from a Peak or external account
Make a payment by phone
Mail a payment
Visit a branch

Set Up Automatic Loan Payments

Automatic payments help ensure your loan payment is made on time each month.

Pay from a Peak Account

Log in to Digital Banking or the mobile app.
Select Transfers & Payments.
Select Loan Payments.
Choose the account you want to pay from.
Select the loan you want to pay.
Enter the payment amount.
Select Recurring Payment.
Choose the payment frequency and payment date.
Review and submit.

Pay from Another Financial Institution

If you'd like payments automatically withdrawn from an account at another financial institution, contact Member Services at (800) 258-3115 for assistance.

Make a One-Time Loan Payment

You can make a one-time payment through Digital Banking or the mobile app.

Log in to Digital Banking.
Select Transfers & Payments.
Select Loan Payments.
Choose the account you want to pay from.
Select the loan you want to pay.
Enter the payment amount.
Submit the payment.

Make a Payment Using an External Account

You can transfer funds from another financial institution to make a loan payment.

Before using this option, you'll need to link and verify the external account in Digital Banking.

Once the account is verified:

Log in to Digital Banking.
Select Transfers & Payments.
Select the external account in the From field.
Select your loan in the To field.
Enter the payment amount.
Submit the transfer.

Important

External transfers can take up to several business days to arrive.

If you're attempting to pay off your loan in full, contact Peak for payoff instructions before submitting an external transfer.

Online ACH Loan Payments

The following loan types can receive online ACH payments from another financial institution:

Auto Loans
RV Loans
Personal Loans
Credit Cards

Currently, online ACH payments are not available for:

Mortgage Loans
Home Equity Loans

Before You Begin

You'll need:

Checking account number
Routing number

Additional Information

Principal-only payments are not available online.
Payments can be scheduled up to 30 days in advance.

Pay by Phone

Call (800) 258-3115 to make a payment.

Phone Payment Fee

A $20.00 fee applies when making a payment by:

ACH over the phone
Debit card over the phone

Pay by Mail

Include your loan number on your check and mail payment to:

Peak Credit Union
P.O. Box 718
Olympia, WA 98507

This payment method is available for:

Auto Loans
RV Loans
Personal Loans
Credit Cards

This address should not be used for mortgage or home equity loan payments.

Frequently Asked Questions

Can I set up automatic payments?

Yes. Automatic payments can be set up from Peak accounts or from another financial institution.

Can I pay my loan from another bank account?

Yes. You can link and verify external accounts in Digital Banking and transfer funds to your loan.

How long do external transfers take?

External transfers may take several business days to arrive.

Can I pay off my loan using an external transfer?

Possibly, but external transfers may not arrive immediately. Contact Peak before submitting a final payoff payment.

Is there a fee for phone payments?

Yes. Phone payments made using ACH or a debit card include a $20.00 fee.

Need More Help?

Chat with us:

Ranger virtual assistant is available 24/7 through website chat to answer questions and help you find information.
If you need additional assistance, you can connect to a live chat agent during business hours:
- Monday-Friday: 8:00 a.m. - 6:00 p.m. PT
- Saturday: 9:30 a.m. - 2:00 p.m. PT
- Excluding holidays

If you have questions about payment options, recurring payments, loan payoffs, external transfers, payment processing times, or payment methods, start a chat with Ranger or connect with a live agent during available chat hours.

Prefer to call? Contact us at (800) 258-3115.