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Paying Off Your Loan

Ready to pay off your loan? Learn the easiest ways to close your loan—online, by phone, or in person—and what happens after your final payment.

Congratulations, you’re ready to pay off your loan! There are a few ways you can do that:

  • Give us a call
  • Come into a branch
  • Pay off and close your loan in digital banking

Please call or visit a branch for auto loan payoff to ensure your title is delivered to the correct address.

If you come into a branch to pay off your loan, you’ll need to pay with one of 4 payment types:

  • Cash
  • Check
  • Cashier’s check
  • Funds from an Peak account

To pay off your loan online:

  1. Log into online banking on your desktop or in the mobile app
  2. Select Transactions and Payoff My Loan
  3. In the From dropdown, choose the account you’d like your payoff to come from. If you’ve linked up accounts from other institutions, they’ll show up here
  4. In the To dropdown, choose the loan you’d like to pay off. Don’t worry about the amount that shows up in that column—you’ll see the payoff amount below
  5. In the Payment Type dropdown, choose “Pay off and close”
  6. The amount field will auto-populate to the current payoff amount
  7. Click or tap Continue to process your payoff

What Happens After Your Loan is Paid Off?

If there’s a title associated with your loan (like for a car or boat), you should receive it in about 2 - 3 weeks after paying off your loan. We’ll mail it to the address listed for the primary loan holder.