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Schedule a Payment in Bill Pay

Use Bill Pay to schedule one-time or recurring payments to businesses or individuals directly from your Peak Credit Union account.


    Watch the video below for a step-by-step walkthrough of creating payments in Bill Pay.

     

    Before You Begin

    Before scheduling a payment, make sure:

    • You're enrolled in Bill Pay
    • The payee has been added to your Bill Pay account
    • Funds are available in the account you're paying from

    If you haven't added a payee yet, see Add a Payee to Bill Pay.


    Schedule a One-Time Payment

    Use a one-time payment when you only need to pay a bill once or when the amount changes each billing cycle.

    1. In Bill Pay, select Payments.
    2. Locate the payee you want to pay.
    3. Select the account to pay from using the Pay From dropdown menu.
    4. Enter the payment amount.
    5. Select the desired payment date.
    6. Select Pay.
    7. Review the payment details.
    8. Select Submit to schedule the payment.

    Your payment will appear in your scheduled payments once submitted.


    Schedule a Recurring Payment

    Use a recurring payment when the payment amount remains the same each month, such as:

    • Rent payments
    • Loan payments
    • Insurance premiums
    • Subscription services
    1. In Bill Pay, select Payments.
    2. Locate the payee.
    3. Select Make it Recurring.
    4. Choose the account to pay from.
    5. Enter the payment amount.
    6. Select the payment frequency.
    7. Select the start date.
    8. Choose an end date if applicable.
    9. Review the payment details.
    10. Select Submit to create the recurring payment.

    Payments Scheduled on Weekends or Holidays

    Bill Pay payments are processed Monday through Friday, excluding holidays.

    If a scheduled payment falls on a weekend or holiday, you'll be asked whether you would like the payment to be processed:

    • Before the scheduled date, or
    • After the scheduled date

    Choose the option that best meets your payment needs.


    Tips for Scheduling Payments

    • Schedule payments several days before the due date to allow for processing and delivery.
    • Confirm that sufficient funds are available in your account before the payment is processed.
    • Review recurring payments periodically to ensure they are still accurate.
    • Update or cancel recurring payments if the payment amount or due date changes.

    Frequently Asked Questions

    What's the difference between a one-time payment and a recurring payment?

    • A one-time payment is scheduled for a specific date and amount.

    • A recurring payment repeats automatically based on the schedule you choose.

    How long does Bill Pay take?

    • Delivery times vary depending on the payee and payment method.

    Can I edit a recurring payment?

    • Yes. Existing recurring payments can be updated or canceled within Bill Pay.

    • If you need to make significant changes, you may need to cancel the existing payment and create a new one.

    Can I cancel a scheduled payment?

    • Depending on the payment status and payment date, you may be able to cancel a scheduled payment before it is processed.

    • Review the payment details within Bill Pay for available options.


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