Schedule a Payment in Bill Pay
Use Bill Pay to schedule one-time or recurring payments to businesses or individuals directly from your Peak Credit Union account.
Watch the video below for a step-by-step walkthrough of creating payments in Bill Pay.
Before You Begin
Before scheduling a payment, make sure:
- You're enrolled in Bill Pay
- The payee has been added to your Bill Pay account
- Funds are available in the account you're paying from
If you haven't added a payee yet, see Add a Payee to Bill Pay.
Schedule a One-Time Payment
Use a one-time payment when you only need to pay a bill once or when the amount changes each billing cycle.
- In Bill Pay, select Payments.
- Locate the payee you want to pay.
- Select the account to pay from using the Pay From dropdown menu.
- Enter the payment amount.
- Select the desired payment date.
- Select Pay.
- Review the payment details.
- Select Submit to schedule the payment.
Your payment will appear in your scheduled payments once submitted.
Schedule a Recurring Payment
Use a recurring payment when the payment amount remains the same each month, such as:
- Rent payments
- Loan payments
- Insurance premiums
- Subscription services
- In Bill Pay, select Payments.
- Locate the payee.
- Select Make it Recurring.
- Choose the account to pay from.
- Enter the payment amount.
- Select the payment frequency.
- Select the start date.
- Choose an end date if applicable.
- Review the payment details.
- Select Submit to create the recurring payment.
Payments Scheduled on Weekends or Holidays
Bill Pay payments are processed Monday through Friday, excluding holidays.
If a scheduled payment falls on a weekend or holiday, you'll be asked whether you would like the payment to be processed:
- Before the scheduled date, or
- After the scheduled date
Choose the option that best meets your payment needs.
Tips for Scheduling Payments
- Schedule payments several days before the due date to allow for processing and delivery.
- Confirm that sufficient funds are available in your account before the payment is processed.
- Review recurring payments periodically to ensure they are still accurate.
- Update or cancel recurring payments if the payment amount or due date changes.
Frequently Asked Questions
What's the difference between a one-time payment and a recurring payment?
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A one-time payment is scheduled for a specific date and amount.
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A recurring payment repeats automatically based on the schedule you choose.
How long does Bill Pay take?
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Delivery times vary depending on the payee and payment method.
Can I edit a recurring payment?
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Yes. Existing recurring payments can be updated or canceled within Bill Pay.
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If you need to make significant changes, you may need to cancel the existing payment and create a new one.
Can I cancel a scheduled payment?
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Depending on the payment status and payment date, you may be able to cancel a scheduled payment before it is processed.
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Review the payment details within Bill Pay for available options.
Related Articles
- Get Started with Bill Pay
- Add a Payee to Bill Pay
- Set Up Bill Pay Alerts
- Bill Pay Delivery Timeframes