Get Started with Bill Pay
Use Bill Pay to securely pay businesses or individuals from your Peak Credit Union account through Digital Banking.
Bill Pay allows you to schedule one-time or recurring payments, manage your payees, and view payment history in one convenient place.
What Can I Do with Bill Pay?
Bill Pay can be used to:
- Pay utility companies
- Pay credit cards
- Pay service providers
- Send payments to individuals, such as landlords or caregivers
- Schedule one-time payments
- Schedule recurring payments up to one year in advance
Benefits of Bill Pay
Bill Pay is:
- Free for Peak Credit Union members
- Available 24 hours a day, 7 days a week
- Secure and convenient
- A centralized place to manage payments
- A way to reduce the risk of lost or stolen paper checks
- A simple way to view payment history
How to Enroll in Bill Pay
- Log in to Digital Banking.
- Navigate to Menu > Transfers & Payments > Bill Pay.
- Select the account you want Bill Pay payments deducted from.
- Select Enroll in Bill Pay.
- Select Continue to Bill Pay.
- Review the Terms and Conditions.
- Select Accept & Submit.
- Select Continue to begin using Bill Pay.
Getting Started
Once enrolled, most members begin by:
Adding a Payee
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A payee is the person or company you want to pay.
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See Add a Payee to Bill Pay for step-by-step instructions.
Scheduling a Payment
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After adding a payee, you can schedule:
- One-time payments
- Recurring payments
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See Schedule a Payment in Bill Pay for detailed instructions.
Setting Up Bill Pay Alerts
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Bill Pay alerts can notify you about:
- Payment activity
- Recurring payments
- Payment status changes
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See Set Up Bill Pay Alerts for instructions.
Paying an Individual
Bill Pay can also be used to pay individuals.
Depending on the recipient, payments may be sent by:
- Electronic payment
- Paper check
You may be asked to provide information such as:
- Name
- Address
- Phone number
- Account and routing number (for electronic payments)
Important Update: eBills Service Discontinued
As of September 1, 2026, the eBills service provided through Bill Pay has been discontinued by our Bill Pay provider.
What Does This Mean?
If you previously used eBills:
- Existing payees will remain in Bill Pay.
- You do not need to add payees again.
- Automatic bill amount updates through eBills are no longer available.
You will need to manage those payments by:
- Scheduling one-time payments for the amount due each billing cycle
- Setting up recurring payments for a fixed amount
- Using automatic payments directly through the payee's website
How Do I Know If I Used eBills?
Before September 1, 2026, payees using eBills displayed an eBill indicator within Bill Pay.
If you previously relied on eBills, review your payments to ensure future bills continue to be paid as expected.
Frequently Asked Questions
How are Bill Pay payments delivered?
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Most payments are sent electronically. Some payments may be mailed as paper checks.
Is Bill Pay secure?
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Yes. Bill Pay helps reduce the risk of lost or stolen paper checks and allows you to manage payments securely through Digital Banking.
How long does Bill Pay take?
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Delivery times vary depending on the payee and delivery method.
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See Bill Pay Delivery Timeframes for additional information.
Can I make recurring payments?
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Yes. Bill Pay allows you to schedule recurring payments in advance.
Can I pay a person instead of a business?
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Yes. Bill Pay supports payments to individuals as well as businesses.
Related Articles
- Add a Payee to Bill Pay
- Schedule a Payment in Bill Pay
- Set Up Bill Pay Alerts
- Bill Pay Delivery Timeframes
- How to Transfer Money To and From Your Peak Account