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Boost Your Savings with Peak Certificates & IRAs

Our certificates and IRAs are here to help your savings grow — safe, steady, and stress-free.

Put Your Savings to Work

Grow your money instead of letting it sit. With a certificate or IRA, you can lock in a guaranteed rate, enjoy greater peace of mind, and watch your savings take off.

a group of people sitting at a picnic table

Take advantage of our current certificate and IRA promo rates while they last:

3.25% APY*

for 7 months

3.00% APY*

for 13 months

3.00% APY*

for 19 months

Why You'll Love Our Certificates

Set it and forget it.
Sit back and relax while your money does the work for you.
Flexible terms.
Term options to best fit your plans and needs.
Safe and secure.

Your money is insured by NCUA.

Peak cares.

We put people before profit.

Open Yours Today

Our promo rates make opening a certificate or IRA a smart move for your money. But don’t wait too long — these rates won’t be around forever. Open a Peak certificate or IRA today.

You can open a certificate online, by calling us at (800) 258-3115, or visiting your local branch.

To open an IRA, call us or visit a local branch.

What is a Certificate?

A certificate (sometimes called a share certificate, certificate of deposit, or CD) is a safe and simple way to grow your money. You deposit your funds for a set term — like 3, 6, 12, or 24 months — and in return, you earn a guaranteed rate of return.

It’s perfect if you want:

  1. Steady growth without the guesswork of the stock market

  2. Peace of mind knowing your money is safe

  3. Flexible terms to fit your financial goals

Open a Peak certificate online, by calling us at (800) 258-3115, or visiting any of our branches.

What is an IRA?

An Individual Retirement Account is a personal savings account designed to help you set aside money for retirement with tax advantages. IRAs enable you to invest in assets such as stocks, bonds, or mutual funds while deferring or avoiding taxes depending on the IRA type.

IRAs are ideal if you want:

  1. Tax advantages that can help your savings grow faster*

  2. Flexibility to choose from a wide range of investment options

  3. To save for retirement even without an employer-sponsored plan

Open a Peak IRA by calling us at (800) 258-3115 or visiting any of our branches.

*APY = Annual Percentage Yield. Rates accurate as of 01/05/26 . Rates, terms, and conditions are subject to change. A penalty may be imposed for early withdrawal and will impact earnings on the account. Minimum balance is $500 to open and earn dividends. Youth certificates minimum balance to open and earn dividends is $100. Certificates are available for both individual and business accounts.

Promotional Share Certificates: The 7-, 13-, and 19-month promotional rate terms will revert to the non-promotional 6-, 12-, and 18-month terms, respectively. A grace period of 7 days applies.

IRA: Accrued dividends will not be paid to any account closed prior to the end of the period. Qualifying Credit Union IRA accounts are insured up to $500,000 ($250,000 through NCUA1, and $250,000 through Excess Share Insurance). Deposit/withdrawal restrictions may apply. IRA Certificates cannot be withdrawn and moved into a non-IRA product without potential penalties from the Internal Revenue Service. Check with your tax advisor for specific IRS rules, advice, and tax deductibility on your IRA. For details, please contact Peak Credit Union at (800) 258-3115.

1Accounts not separately insured. Peak Credit Union accounts are insured by the NCUSIF.

Open a Peak Certificate Today

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