Boost Your Savings with a 4.00% APY*
Our special certificate rates are here to help your savings grow — safe, steady, and stress-free.
Why let your money just sit when it could be growing? With a certificate, you’ll lock in a guaranteed rate, enjoy peace of mind, and see your savings take off.
And right now, we’re sweetening the deal with a special limited-time rate:
- 4.00% APY*
- Available on 7-month, 13-month, 19-month, and 25-month terms.
Open Yours Today
Whether you’ve been with us for years or you’re just discovering the Peak Credit Union difference, this certificate special is a smart move for your money.
Don’t wait — this offer won’t be around forever.
Open a certificate today by calling us at (800) 258-3115 or visiting your local branch.
Why You'll Love Our Certificates
Your money is insured by NCUA.
We put people before profit.
Promotional Certificate & IRA Rates
Rates as of: 9/8/25
Certificate Rates
Rates as of: 9/8/25
*APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change. A penalty may be imposed for early withdrawal and will impact earnings on the account. Fees may reduce earnings. Minimum balance $500 to open and earn dividends. Youth certificates minimum balance to open and earn dividends is $100. Certificates are available for both individual and business accounts.
Promotional Share Certificates: The 7, 13, 19, and 25-month promotional rate terms will revert to the non-promotional 6, 12, 18, and 24-month terms, respectively, upon maturity. A grace period of 7 days applies.
Frequently Asked Questions
What is a certificate?
A certificate (sometimes called a share certificate, certificate of deposit, or CD) is a safe and simple way to grow your money. You deposit your funds for a set term — like 3, 6, 12, or 24 months — and in return, you earn a guaranteed rate of return.
What are the benefits of a certificate?
It’s perfect if you want:
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Steady growth without the guesswork of the stock market
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Peace of mind knowing your money is safe
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Flexible options terms to fit your financial goals
Think of it as a short-term commitment that gives your savings a boost — no surprises, just steady, reliable growth.