If you’re new to earning and managing money, it can feel like everyone else started a few steps ahead. Maybe you don’t know what an investment account is. Maybe no one co-signed your first car loan. Maybe you’re still figuring out the difference between a debit card and a credit card.
If it feels like your financial life is starting from zero, here’s what we want you to know: zero isn’t a weakness, it’s a starting point. If you’re willing to learn and plan, starting from scratch can actually be a strength.
Too many people in their teens and twenties believe they’re “behind” because they don’t understand credit scores or know how to invest. At Peak Credit Union, we meet you exactly where you are with products built for real life, not some ideal version of it.
You don’t have to know everything. You don’t even have to have savings, yet. What matters is that you have goals. And we’re here to help you reach them.
Good habits start with smart tools. Our starter accounts come with no surprise fees, flexible access, and features that help you:
If you’re ready for your first credit card, we’ll walk you through what responsible use really means. We’ll also help you avoid terms that make progress harder.
Need a co-signer for a first loan? We make the process simple and transparent, keeping you in control while adding support where it counts.
Our mobile banking app is designed for your generation: clean, intuitive, and built to teach as much as it tracks.
Everyone hits a financial wall at some point: a surprise expense, a budget mistake, a cut in hours. That’s when it matters most to have a credit union that treats you like a person, not a problem.
We’re local. We’re human. And we’ll help you get on track. Because financial confidence isn’t built overnight. It’s built through experience and support.
In the Pacific Northwest, we know what it means to build something from the ground up. Your financial life is no different. So, let’s start with some small steps:
Peak Credit Union, Built for you. Built for belonging.